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Personal Financing (Government Sector)

Special personal financing for employees in the government sector, government linked companies (GLCs) and statutory bodies based on ‘Tawarruq’ syariah concept.

‘’TAWARRUQ’’ PERSONAL FINANCING + ‘’TAWARRUQ’’ EXTRA CASH* 

     Amazing rate of 5.75% per annum.
     Total financing from RM3,000.00 up to RM200,000.00
     Qualify for 60% + 10% of deduction (Higher payout)
     Fast approval process
    Extra Cash !!!
    No guarantor required
     Fixed rate for 10 years
     Deduction through Biro Angkasa
     Has been in service for more than 1 year
     CTOS / CCRIS can apply

* Subject to Terms & Conditions.

Koperasi NUCW Berhad Personal Financing-i Repayment Table

Amount
5.75% per annum
2345678910
30001399877645650464239
50002321631281079383767066
70003252281791501311171069892
10000465326256215187167152140131
15000697489384322280250228211197
20000929651513429374334304281263
250001161814641536467417380351328
300001394977769644560501456422394
3500016261140897751654584532492459
40000185813031025858747668608562525
45000209114661153966841751684632591
500002323162812811073934835760703656
5500025551791140911801027918836773722
60000278819541538128811211002913843788
65000302021171666139512141085989913853
700003252228017941502130811691065984919
7500034842443192216091401125211411054984
80000371726062050171714941336121711241050
85000394927682178182415881419129311941116
90000418129132288191316631484135012461163
95000441430942434203917751586144513351247
100000464632572563214618681670152114051313
105000487834202691225319611753159714751378
110000511035832819236020551837167315461444
115000534337452947246821481920174916161509
120000557539083075257522422004182516861575
125000580740713203268223352087190117561641
130000604042343331279024282171197718271706
135000627243973459289725222254205318971772
140000650445603588300426152338212919671838
145000673647233716311127092421220520371903
150000696948853844321928022504228121081969
155000720150483972332628952588235721782034
160000743352114100343329892671243322482100
165000766653744228354130822755250923182166
170000789855374356364831762838258523892231
175000813057004484375532692922266124592297
180000836358634613386333633005273825292363
185000859560254741397034563089281425992428
190000882761884869407735493172289026702494
195000905963514997418436433256296627402559
200000929265145125429237363339304228102625

Required Documents

1.   3 COPIES OF APPLICANT’S NRIC (CTC)
2.   LATEST 3 MONTHS SALARY SLIPS (CTC)
3.   BORANG BPA 1/79 (COMPLETE)
4.   LETTER FROM EMPLOYER CERTIFYING EMPLOYMENT
5.   COMPLETED PERSONAL FINANCING APPLICATION FORM
6.   COMPLETED CO-OPERATIVE MEMBERSHIP APPLICATION FORM WITH RM20 ENTRANCE FEE (CASH) – form can be       downloaded from Join Us Menu
7.   COPY OF LATEST UTILITY BILL

General Terms & Conditions

     Applicant must download and complete all forms.
     Use of black or blue ink pen is allowed.
     Approval for personal financing is subject to receipt of completed original application forms and other supporting       documents as stated in the personal financing application forms by Koperasi NUCW Berhad.
     Applicants might be required to submit additional supporting documents for approval as deemed necessary       by Koperasi NUCW Berhad.
     Koperasi NUCW Berhad reserves the absolute right for the final approval of the personal financing applications.
     Subject to other terms & conditions as determined by Koperasi NUCW Berhad from time to time.

DOWNLOAD KOPERASI NUCW BERHAD TAWARRUQ PERSONAL FINANCING APPLICATION FORM – GOVERNMENT SECTORS
DOWNLOAD LOAN AGREEMENT – GOVERNMENT SECTORS
DOWNLOAD APPENDICES – GOVERNMENT SECTORS

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