Special retirement savings benefit for our co-operative members. Monthly savings or subscriptions by the members will go towards their long term savings while enjoying yearly dividends.
Monthly savings start as low as RM30.00 per month.
Guaranteed minimum annual dividends of 5% on members’ savings.
Offers flexibility to members by choosing to save more and fast by increasing their monthly subscriptions at any time.
Offers a safe and convenient way to members to save for their future retirement.
Inculcate the habit of thrift among members.
A much valued savings that will generate high annual dividends on accumulated funds in members’ accounts over the years.
Aims to ease members’ financial burdens after their retirements.
Helping members to enjoy other membership benefits while saving for their future retirements.
Management of members’ savings protected through monitoring and supervision by the Co-operative Societies
Commission of Malaysia and Co-operative Societies Act 1993.
* Subject to Terms & Conditions.
A SAMPLE SAVINGS + DIVIDENDS SIMULATION TABLE
Monthly Savings | 5% | 8% | ||||||
| 5 years | 10 years | 15 years | 20 years | 5 years | 10 years | 15 years | 20 years | |
RM30 | (1800) | (3600) | (5400) | (7200) | (1800) | (3600) | (5400) | (7200) |
| 2,088 | 4,659 | 8,019 | 12,331 | 2,281 | 5,632 | 10,557 | 17,792 | |
RM50 | (3000) | (6000) | (9000) | (12000) | (3000) | (6000) | (9000) | (12000) |
| 3,481 | 7,924 | 13,595 | 20,832 | 3,802 | 9,387 | 17,595 | 29,654 | |
RM100 | (6000) | (12000) | (18000) | (24000) | (6000) | (12000) | (18000) | (24000) |
| 6,962 | 15,848 | 27,189 | 41,663 | 7,603 | 18,775 | 35,189 | 59,308 | |
RM150 | (9000) | (18000) | (27000) | (36000) | (9000) | (18000) | (27000) | (36000) |
| 10,443 | 23,772 | 40,784 | 62,495 | 11,405 | 28,162 | 52,784 | 88,961 | |
RM200 | (12000) | (24000) | (36000) | (48000) | (12000) | (24000) | (36000) | (48000) |
| 13,925 | 31,696 | 54,378 | 83,326 | 15,206 | 37,549 | 70,378 | 118,615 | |
Sample Investment Growth |  |  |
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